About Coast & Condo

The Intersection of Strategy and Local Expertise

Joseph Schibelli

More Than a Realtor. More Than a Broker.
Your Coastal Strategist.

Most real estate sites give you half the picture. They show you a beautiful condo in Murrells Inlet but can’t tell you if the HOA allows the financing you need. Or, they offer you a loan but have never set foot in the local market you’re buying into.

CoastAndCondo.com was created to bridge that gap. As a seasoned Realtor and a veteran Mortgage Broker specializing in investor-grade financing, I provide a 360-degree view of the coastal market.

1. The Realtor’s Perspective

Based in the heart of the Grand Strand, I specialize in the nuances of Horry County, Murrells Inlet, and Surfside Beach. My focus is on finding value where others see complexity identifying distressed properties and navigating the specific HOA landscapes that make or break an investment’s cash flow.

2. The Broker’s Edge

Capital is the fuel for real estate. As an expert in DSCR (Debt Service Coverage Ratio) loans and Non-QM products, I provide financing solutions in all 50 states. I help investors scale their portfolios by focusing on the asset’s income rather than personal tax returns, ensuring that the financing is as strategic as the acquisition.

The “Seasoned” Advantage

“Real estate success in a coastal market isn’t about the first year; it’s about the tenth. I leverage decades of local market data and national lending trends to ensure my clients aren’t just buying a property—they are building a legacy.”

4. Our Core Values

  • We don’t guess. We use data-driven insights on rental yields, flood zones, and lending regulations.
  • Whether it’s a first-time beach home or a 10-unit distressed portfolio, we speak the language of ROI.
  • Expert mortgage services across the US, grounded in the high-standard service of a South Carolina local.

Let’s Build Your Coastal Portfolio.

Ready to find your next investment or secure the capital to close your next deal? Explore our guides, check the latest market reports, or reach out directly to start the conversation.